
Join us for our annual Financial Resiliency Webinar series, presented every October for Disability Employment Awareness Month! Attend expert presentations on different resources that can help Marylanders with disabilities build stability and resilience in their finances.
2023 Financial Resiliency Sessions
Thursday, October 5, 3pm-4pm
Unlocking Opportunities: Navigating Resources for Maryland Residents with Intellectual and Developmental Disabilities
Eric Jorgensen – True North Disability Planning
“Maryland residents with intellectual and developmental disabilities have a LOT of resources available to them, they just need to know where to look. This webinar will provide an overview of what’s available and how to apply.”
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Thursday, October 12, 12 Noon-1pm
ABLE Accounts: A Financial Planning Tool for People with Disabilities and their Families

Kelly Nelson – Maryland ABLE
“Kelly Nelson, Maryland ABLE Outreach and Communications Manager, will share an overview of how ABLE accounts can help people with disabilities and their families to save and invest for the future without jeopardizing federal, state, and local benefits such as SSI and Medicaid. Attendees will learn about tax- advantaged savings and investment options as well as how to use the ABLE account to pay for qualified disability-related expenses. Join us to learn about the eligibility criteria, enrollment process, features of a Maryland ABLE account and the account management process.”
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Monday, October 16, 12 Noon-1pm
Conquering Debt
Sue Rogan – CASH Campaign of Maryland
“Join Sue Rogan of the CASH Campaign of Maryland for this interactive webinar on how to deal with debt collectors, and create a plan to reduce your debt.”
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Thursday, October 19, 12 Noon-1:30pm
The College Pathway
Elizabeth Wolleben Yoder, CFP® AFC – Dependent Financial Planning
“Come to this presentation when your student is considering the college pathway, either full time or part time, after having a IEP or 504 plan. We will cover how to apply for financial aid and how to prepare for the transition to college, review employment while in college and considerations for government benefits and go over some basic financial concepts for you to prepare your student for greater financial independence when stepping into higher education.”
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Tuesday, October 24, 10am-11:30am
Work Without Fear: Using “Work Incentives” to Protect Benefits when you Work
Michael Dalto – High-Note Consulting
“Many people with disabilities who get cash and medical benefits from the government, and who are considering paid work, face some daunting questions: What will happen to my cash benefits if I work? Can I keep my medical benefits? Will I have more money? Learn how safety nets called “work incentives” help protect benefits when you work, and make sure you come out ahead. Discover the Plan to Achieve Self Support (PASS), a work incentive that can help you buy technology and other items to reach a work goal. And find out how to get FREE help from a certified Benefits Planner to use work incentives.”
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Thursday, October 26, 1pm-2pm
Homeownership for People with Disabilities
Maddy Ciulu – Maryland Department of Housing and Community Development
“The Maryland Mortgage Program (MMP) provides 30-year fixed-rate home loans to eligible homebuyers purchasing in Maryland. Loan terms are competitive with other home loan products on the market, but what makes MMP unique is the range of associated financial incentives and other assistance that, for many homebuyers, means the difference between being able to purchase and continuing to rent. MMP down payment assistance can only be obtained with an MMP first mortgage; it is not a standalone option.”
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